Help to buy is the government-backed home moving scheme that lets you move into a new-build home with just a 5% deposit.
At a time when many lenders are requesting a minimum of 15% deposit before a mortgage offer can be made, Help To Buy is a life line for many buyers, especially those moving onto the property ladder.
How does Help To Buy work?
Simply save a 5% deposit and the Government will lend you up to an additional 20%. That means you’ll have a 75% mortgage and own 100% of your home! Even better, whether you’re a first time buyer or an existing homeowner, you can still take advantage of this fantastic scheme.
Help to Buy is Changing.....
New rules are coming into effect on 1st April 2021, however. The new rules mean only first-time buyers will be able to apply and here in the North West only properties under £224,400 can be purchased using the scheme as regional price caps are introduced.
Tom & Jordan have recently moved into their new home at Bowland View, Great Eccleston; and commented
"From start to finish our dealings with Lanley homes has been outstanding. We had a tricky move with a difficult chain on our ongoing sale, which took a long time to get resolved, but Lanley applied no pressure and went out of their way to help us get it sorted. Now living in our new home we could not be happier. This is our second new build home & the quality of finish is far above the standard of national housebuilders. We would recommend Lanley homes with confidence. Thank you again Tom & Jordan"
Keith & Carol Robinson who are the first occupiers at Bowland View commented
"We are absolutely delighted with our new home and despite all the restrictions imposed in 2020 we now have a lovely house with quality fixtures and fittings as promised by Lanley Homes, it was definitely well worth the wait".
Karen Coulton who recently moved into one of the new homes at Deer View commented
"From start to finish, Lanley Homes have been so professional. Each person we have come in contact with has listened to our requests and have made our dreams become reality. Even now, 4 months down the line they are still there for us if we have any queries and are very prompt when it comes to fixing minor snagging issues. Lanley homes come very highly recommend by us."
Peter & Donna Crew commented about their move to Deer View, Lea Town
"The purchasing and moving in process was simple and smooth aided by the constant support and updates we received. Nothing seemed to be too much trouble and response times to our many questions was excellent. You definitely feel cared about by the Lanley homes team.
Our new home has been finished to an outstanding standard, and a very high degree of thought and planning has been utilised to bring about this result Having lived here for a few months now we are really grateful we have chosen Lanley homes and the Deer Views development.
We would thoroughly recommend this company to anyone purchasing a new home."
K Dixon commented about their move to Lytham Road, Freckleton
"So very happy with our new home! We’ve been in over 6 months now and any problems we’ve had Lanley Homes have been straight on the case!"
S Tierney commented
"We love our house, Lanley have been great at sorting any snagging problems."
Paul and Emily who recently moved into their new home at our Freckleton development commented
“We are extremely happy in our new home. Thank you for all your help and assistance. We felt that Lanley Homes have provided thorough information throughout and any issues to date have been resolved efficiently. The quality of the home is great and we were provided with lots of choices. Overall, the whole process has been made stress free. The staff have been brilliant and we can’t thank you enough.”
Mr Philip Tipler who moved into one of the houses at Croston, commented
"We are very pleased with our Lanley Homes house. The quality of the build and attention to details has been exceptional both internally and externally, making the house excellent value for money. This has been the third new build home we have purchased over the years and we must say the project management from start to finish has been second to none. We would have no hesitation in recommending the purchase of a new home from Lanley Homes."